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Doesn’t Your Child Deserve The Best?

As the area’s college funding experts, PG Financial can show you how to pay for college without sacrificing your retirement! When you meet with one of our College Funding Advisors, a unique plan will be made based on the college of choice and your current financial situation. This plan will incorporate “The Little Known Secrets on How to Get Maximum Money for College.”

Our college funding services range from $95-$1495, depending on the specific needs of our client's. Here is what the College Funding Services include:

■ Perform a college funding “needs analysis”.
  • Calculate your Expected Family Contribution” (“EFC”).

  • Assess your eligibility for need-based college funding.

  • Estimate what your financial aid packages may look like at targeted schools.


■ Assist with the college search and selection.
  • Provide career assessment tools.

  • Locate those schools that match your child’s profile and interests.

  • Find schools that are most likely to give you the best financial aid packages.


■ Prepare a comprehensive “college funding financial plan” to reduce out-of-pocket college costs.
  • Perform a “financial physical”.

    • Analyze your current finances, including ability to pay for college.

    • Assess family income and asset protection.

  • Develop income and asset planning strategies to increase eligibility for need-based college funding.

    • Reduce EFC under both the Federal and Institutional financial aid formulas.

    • Fund any college budget “shortfalls”.

  • Determine income and asset planning strategies to pay any out-of-pocket college costs in the most effective way.

    • Optimize use of existing family resources.

    • Minimize taxes.

  • Integrate with tax, investment and retirement strategies/plans.


■ Provide ongoing support throughout the financial aid process
  • Complete all financial aid forms accurately and on time.

    • FAFSA, including confirm the accuracy of the Student Aid Report (“SAR”).

    • CSS/Profile and supplements.

    • Other institutional forms.

    • Make any and all estimates necessary to complete forms.

  • Complete all college loan applications.

    • Stafford subsidized and unsubsidized loans.

    • PLUS loans.

    • NJCLASS loans.

  • Direct financial aid award negotiations with schools.



…but perhaps most of all, PEACE OF MIND!


In addition to these services, PG Financial holds dinner seminars on a routine basis. These seminars serve as an informational basis to see if we can help you!

CONTACT US today to set up your consultation!

Also, feel free to check our FREE Report of the "9 Ways To Beat The High Cost Of College!" Click Here to beam to our section with the Reports! You won't be disappointed!



| Dinner Seminars |


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